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Living in Croatia

Living in Croatia

Croatia: Cost of Living in 2020 (Zagreb, Dubrovnik, Split Etc)

The cost of living in Croatia has grown steadily over the past few years, mainly influenced by the country’s economic growth, boosted mainly by tourism and good usage of European funds. And in today’s article, I will help you understand what is the cost of living in Croatia in 2020.

Now, I have to specify that today we are going to talk about living in Croatia, as opposed to traveling here for a shorter period of time. Going on vacation has different costs (usually higher) and I’ve tried to talk more in depth about these in my prices in Croatia article. I cover travel-related costs and prices there, so make sure to check it out if you’re only visiting for a vacation.

This article, on the other hand, is intended to help those who are planning to live in Croatia longer term (or for at least 1 month) to better understand the cost of living and prepare for their move here.

Your monthly expenses in Croatia will be slightly influenced by the city or town you choose as your home base: larger cities like Zagreb or Split are more expensive, while popular touristic destinations (like Dubrovnink, for example) are still usually priced for tourists, which means that it costs more to live there.

Also, you should know that each person has different expectations and expenses will vary from individual to individual. So for some, my anticipated monthly costs will be higher and for others, lower. But even so, it’s still good to have something to look at in order to prepare for your longer term move to Croatia.

What’s the estimated cost of living in Croatia?

As I said in the intro, Croatia’s prices kept going up over the past few years. Part of that was the increase in the salaries people earn here, and part of it was a natural effect of the tourism boost.

When living longer term here, you will have two major costs: rent (or mortgage if you buy) and food costs. Afterwards, we have smaller amounts that can still add up, like entertainment, health-related costs, generic house-related things and other unexpected or miscellaneous expenses. I will try to cover them all below.

Finally, have in mind that the official currency in Croatia is the Kuna and all prices will be listed in HRK. There are some places where you could pay directly with Euros, but I would advice against it since the rates are horrible. However, to keep things easier to follow, the prices below will be listed in Euros.

Accommodation prices in Croatia

Rent is still pretty much affordable in all cities here, even though prices have increased a bit over the years. It depends a lot when you come here to rent and for how long.

If you try to rent a place for a shorter period, and come here during the season, you’re most likely going to spend more. But if you’re looking to rent for a longer period of time (12 months, for example), your monthly costs will be much lower.

This means that, no matter what city you choose to live in, you can expect rental prices that will go as low as the ones listed below. Note that these are the lower end of the spectrum. From there, they can only go up!

IMPORTANT: When looking at apartments for rent in Croatia, have in mind that people here usually refer to the total number of rooms in their listing and not the number of bedrooms. So a 1 room apartment would be a studio, while a 3-room apartment would be a 2 bedroom. This is not always the rule, but make sure you keep an eye out for this important thing.

Monthly rent for a studio in a good area: as low as 300 Euros per month. Decent size, good area, available in most cities. Can find even cheaper deals in less desirable areas.

1 Bedroom Apartment: there are some decent deals available for as low as 400 Euros per month, although I would recommend to actually budget 450 Euros for something nice.

2 Bedroom Apartment: you can usually get the best deals in this category. There’s plenty to choose from for 500 Euros per month, and if you have 600 Euros to spend monthly, then you should have no problem finding something nice, in a good area.

Bottom line: when renting or searching for rent, make sure that you look at local agencies that are aimed at Croatians, and not the fancy ones for foreigners. The latter are more expensive and have far less properties to offer. Check out a website like njuskalo.hr for local prices.

Also, I have to repeat: the prices above are the minimum prices you should expect to pay, or towards the bottom. While I am confident that you will be able to find something good in those price ranges, I also know that the average prices are a bit higher than what I listed above.

Finally, it all depends on where you want to live: larger, better known cities are more expensive (Zagreb being the most expensive, for example), while smaller towns and villages are obviously less expensive.

Monthly food budget in Croatia

This is always one of the most difficult categories to estimate, because people can spend here anything from pennies to little fortunes. So I have to say that I am basing the estimations below on my own experience.

You can get the best deals (and fresh products) in the Croatian farmer markets

I am talking, therefore, about a family of three: my wife, my 6 years old son and myself. We cook a lot at home and eat out only a few times per month. We do get fresh products, some organic food and try to eat as healthy as possible, but also pre-cooked foods and other silly stuff.

Based on that, I would say that your monthly food budget should be of around 450 Euros.

If you’re single, don’t expect to pay much less: maybe around 300 Euros per month if you don’t eat out a lot. For a couple under the same circumstances, expect to pay 350-400 Euros a month for your food.

I repeat: these costs can vary greatly depending on your lifestyle. If you eat out a lot, prices will go up really fast.

Even though restaurant prices in Croatia are still low compared to other Western countries (or any expensive country, actually), you should still expect to pay around 6 Euros per meal at a regular restaurant, although prices are usually around the 8-10 Euros range.

If you’re looking to compare some prices – or at least know what to expect, here is a list of products that you can find in the stores and their prices (all listed in Euros):

Tomatoes (1 kg): 1.30 (depending on the season, cheaper during summer/autumn)
Potatoes (1 kg): 0.65
Lettuce (1 head): 0.7
Apples (1 kg): 0.80 – 1.30
Oranges (1 Kg): ~1 Euro (you can find them as low as 0.7 Euro, but they can go up to 1.3 as well)
Cheese (1 Kg): 6.8
Eggs (1 egg): 0.20
Chicken Breasts, boneless, skinless (1 kg): 5.50
Fresh fish, local (1 kg): 2.7
Loaf of Bread (300 grams): 0.65
Milk (1 Liter – no name brands): 0.70
Bottle of cheap local wine: 2.50
Bottle of better local wine: 4.50
Beer (0.5 liter): 0.90 (in stores)
Sparkling water (1.5 l): 0.65
Bottled water (7 l): 1.5
Bottle of natural juice (1 liter): 2.4

Restaurant prices in Croatia

Meal for two, inexpensive restaurant, Three-course (tip included): 30 Euros
Meal for two, better restaurant, Three course (tip included): 50 Euros
Beer (0.5 l): 1.80
Coke (0.25 l): 1.50
Wine (0.75 l): 15 Euros (but can easily go way up)
Cappuccino: 1.50
Fresh lemonade: 2.90

Croatia: Utilities cost

In most cases, your monthly rent won’t include any utilities or common expenses for the building. These will have to be paid monthly, but they’re not very expensive, compared to other regions of the world.

Here is what you are normally expected to pay on utilities each month, on average:

Internet & TV Package: Expect to pay around 35 Euros/month for it

Mobile Phone: Prices vary here depending on what kind of deal you get, but let’s say that on average you would pay around 20 Euros per month for plan that offers 5GB of mobile internet, unlimited text and calls in the same network and around 1,000 minutes in other networks.

Communal building expenses (elevators, cleaning etc): 15 Euros

Electricity, heating, garbage disposal, and water: 150 Euros (can go up quite a bit if you use the air conditioning a lot during the summer and keep the heating high during the winter).

All in all, the prices for utilities in Croatia have grown a lot in the past several years, especially in the latter category. Actually, for electricity, heating and water, it might be safer to budget 200 Euros per month (although your average will probably be lower).

Additional expenses

These are very difficult to estimate, as they vary from person to person. You’ll have to spend money on getting new clothes, various consumables for your home, you’ll have health related-costs, car or transportation costs and all sorts of unexpected expenses (or at least those that can’t really fit in any category).

Have in mind that a monthly travel pass in Croatia is around 50 Euros, with single tickets selling for around 1.4 euros. The good thing is that most cities in Croatia (except for maybe Zagreb) are very walkable.

Everything else depends on your lifestyle and it’s very difficult to make any estimations.

Can you live in Croatia on 1,000 Euros per month?

Beach living on a budget? Possible in Croatia!

This is a nice, round, amount that can be used to decide how expensive (or cheap) living in a country really is. For many people coming from richer countries, 1,000 per month for one person is not much and this is why I will use this amount to estimate the actual living monthly expenses in the country, after adding everything above up.

And the answer, as it usually happens, is not very simple. But yes, I would say that it is possible for somebody to live a decent life in Croatia for 1,000 Euros per month.

So, for a budget of 1,000 Euros, we’d have the following expenses below:

300 Euros for rent
300 Euros for food and eating out
225 Euros for utilities and phone/internet

TOTAL: 825 Euros per month

This would leave us with around 175 Euros for everything else. And while this is definitely not a huge amount, as long as you have the “basics” covered, it should prove to be enough to allow you to leave a decent life.

Of course, you won’t be living like a king with this money, but it won’t be very difficult to enjoy life either. Remember that the average salary that a Croat earns is around 820 Euros per month, which means that 1,000 would allow you to live a good life.

There are local families that actually live on a lot less – there are families of three that can make ends meed on a budget of 1,000 Euros per month, so I would say that if you have this amount, it will be enough for one person.

If it’s two of you, things will look even better as you won’t need to double the amount of money needed in order to live a decent life. I would say that a budget starting at 1,500 Euros per month for a couple would be decent.

When kids come into play, things get a bit more complicated because there might be additional costs related to their education. While public schools in Croatia are free, your kids must speak (or learn) the Croatian language in order to study there.

Private schools are expensive, and private kindergartens are relatively expensive too, both of which can have a massive impact over the monthly budget.

For example, private education in Croatia can cost anything between 335 Euros per month (for private kindergartens) to 1,000 Euros per month for Primary or Seconday Education.

This means that for each kid, if education costs will be involved, you should add at least 600 Euros per month.

Conclusion

I have tried to paint a picture that’s as clear and accurate as possible. I have to repeat, though, that as it is the case of any situation when personal preferences and different lifestyles are involved, your reality could vary greatly from mine – or the one presented in this article.

However, I am confident that for most people, the cost estimates above – and especially the monthly budget – will be pretty much spot on. Knowing all that data will surely help you make a more educated choice and better plan your finances if a move to Croatia is starting to look like a possibility.

As you can see above, this country is still pretty cheap to live in if you compare it to other parts of the world – from Western Europe to North America or Australia and the quality of life is really good. Prices have been going up lately, but I don’t expect them to increase at an alarming rate in the next few years.

If you have additional questions or comments, don’t hesitate to post them below in the comment section. If you have personal insights regarding the monthly living costs in Croatia, I would love to hear them: the more people we have sharing their personal expenses, the easier it will be for those interested in moving here to estimate their costs.

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Living in Croatia

20 Interesting & Fun Facts about Croatia

In today’s article, I am planning to share with you some interesting and fun facts about Croatia. Some of the things listed below might be more common knowledge than others, but I am sure that some of these facts will really surprise you.

The truth is that Croatia, even though one of the younger nations in Europe, has managed to influence the world a lot and the world without Croatia and things invented here would’ve been completely different today.

But we’ll cover all these – and a lot more – in today’s article filled with fun facts about Croatia. So sit back and enjoy the ride – you’re going to learn some amazing things today!

1. Croatians have invented the tie back in the 17th century. Back then, King Louis XIII hired some Croatian mercenaries to help him win battles and fell in love with the necktie that they were wearing (partly for decorative purposes, partly to keep their jackets tied).

He liked the effect they had so much that he made them mandatory for official meetings and named them “La Cravate” (since this is how they were calling the Croats). And many Europeans call the tie in a similar matter (cravatta in Italian, Krawatte in German etc)

2. Hum, Croatia is one of the smallest towns in the world. The settlement, located in the Istria peninsula, only has 30 permanent residents (as of 2011) but despite its size, it has a rich history, the main landmark being the Church which was built in 1802.

But the city itself was first mentioned in 1102, with its second most impressive landmark – the watchtower – was built in the 1500s. And this makes it even more impressive: despite its size, it has such a rich history and, believe it or not, beautiful architecture.

3. The dalmatian – the beautiful spotted dog that you might know from the cartoon 101 Dalmatians (among other things) has its origin in Croatia. Actually, this should make sense as Dalmatia is one of the country’s regions.

4. If you have a sweet tooth and enjoy eating rice chocolate, you know now who to thank for it. This interesting confectionery was invented in Croatia in 1963, in a small chocolate factory in the Pozega town.

5. The famous Mag-lite, the flashlight that astronauts and deep sea explorers use today was actually invented by Croatian native, Ante Maglica. He eventually moved to the US and made the Maglite as one of the best known US exports.

6. The first public theater in Europe was opened in Croatia, back in 1612, in the city of Hvar.

7. A very fun fact that few people know about Croatia is that the first dedicated nudist beaches were inaugurated in this country.

The measure was mainly made to boost tourism, as naturism was starting to become a thing in Germany in the 20th century. So here’s another thing to thank this country for!

8. Marin Soljacic, an engineer born in Zagreb, is the one you have to thank for coming up with the wireless non-radiative energy transfer technology. So next time you wirelessly charge your device, you know who to thank for this!

9. The torpedo was actually invented by a Croatian scientist, even though it was created by British engineer Robert Whitehead.

However, it was Giovanni Luppis who created the prototypes of the self-propelled torpedo. And even though his invention was more similar to a propelled boat filled with explosives and adapted by Whitehead into the modern day torpedo, the British scientist still credited the Croatian as its inventor.

10. Forensic fingerprinting was invented by Ivan Vucetic, born in the city of Hvar. It all happened in the 1890s, when he set up the first fingerprinting bureau in the world, in Argentine.

As an additional fun fact, he’s usually referred to as Juan Vucetich (as the Argentinians called him), but he’s actually Croatian.

11. If you’re into more abstract art in any shape or form, you should know that the Sea Organ – which creates music with the help of the sea waves – and is one of the main attractions in Zadar, Croatia.

12. The term of Psychology was coined by Croatia’s national poet, Marko Marulic, also known as the “crown of the Croatian medieval age” and the “father of the Croatian Renaissance”.

13. The white limestone used to build the White House came all the way from Croatia, from the island of Brac. The same stone was used to build other important structures in the world, from Diocletian’s palace in Split, the Parliament in Austria or the Budapest Parliament building.

14. The Parachute was created by Croatian inventor Faust Vrancic in 1616. And even though it was based on Leonardo da Vinci’s plans, it was him who actually created the thing and tested it by jumping off a tall tower in Venice.

15. You probably know about the Great Wall of China, but did you know that Croatia has one of its own? We’re talking about the Walls in Ston which are, at 5.5 kilometers long, the second longest preserved fortification system in the world, after the Chinese one.

16. You probably know already that many scenes of the popular TV series Game of Thrones have been filmed in Croatia (mainly Dubrovnik), but did you know that other famous productions were also filmed here? We’re talking about Dr. Who or Star Wars, to name just a couple.

17. The small city of Vinkovci is the oldest city in Europe, with an estimated age of 8,000 years.

18. Just like the small city of Hum that we talked earlier, Croatia also has an island with a very small number of inhabitants. Around 15 people call it home, even though it’s pretty large at 5.8 square kilometers and an important tourist attraction during the summer.

19. Croatia has one of the most unique beaches in the world: the Zlatni Rat beach in Bol. It constantly changes its shape depending on the wind, but also its color.

20. Last, but not least, one of the most important minds in all history, Nikola Tesla, was actually born in Croatia, in the Smiljan province. He went on to provide some of the most important modern inventions, from the famous Tesla coil to the alternating current and even the radio (although he’s not credited for the latter).

These would be the Croatia facts that I wanted to share with you today. If you know other interesting ones, don’t hesitate to share them with us by commenting below.

Either way, you are surely now more versed with your knowledge about this small EU country and you can surprise friends and family with these trivia tidbits next time you meet.

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Living in Croatia

Croatia Women Guide: How to Find a Nice Girl in Croatia and Avoid Scammers

Even though most people come in Croatia to enjoy the nice beaches and the sun during the summer, many end up falling in love with Croatian women.

And today we are going to talk exactly about this: the ladies in Croatia and how to know if the one you have met is genuinely interested in you and not just after your money.

The truth is that writing a guide to Croatian girls and women is pretty difficult, as I am sure is the case of all countries out there: there are bad seeds all over the world and generalizing is very difficult to do… but it has to be done as it’s better than nothing!

So today I am taking on the epic – although really challenging quest – of answering many questions about Croatian women: how are they like, how and where to meet them, what to know about being in a relationship with a lady from Croatia and how to avoid potential scammers.

Because, yes, it’s just as possible to find your true love in our beautiful country as it is to find somebody who only wants to get as much of your money as possible before moving on.

But as I said, we’ll have everything covered in today’s guide on Croatian women, so let’s not waste time and instead let’s find out everything about them!

What are Croatian Women Like?

I have a pretty clear mind when it comes to your average Croatian girl: she’s at least a 7 (out of 10) if you prefer this otherwise immature ranking system.

What I am trying to say is that Croatian ladies are truly spectacular and one of a kind: they are generally beautiful, with strong, yet feminine features, but also really smart and with great personalities.

Remember that Croatia is a small country that had its fair share of problems in the past. So there are things that still make people living here a bit bitter… but without going over the top.

Your average Croatian woman will look at everybody with objectivity and won’t be judgemental. These ladies are smart and independent, but also well educated: the school system in Croatia in very demanding, so expect everybody there to know quite a few things about history, geography… and most other subjects that you learn in school.

Another extremely important thing about your average Croatian lady is that she will be very correct. I mentioned objectivity before, and that’s exactly what you’re getting: a straightforward, direct and genuinely correct person.

They don’t generally enjoy small talk or gossip or things that are puerile. They don’t like dishonest people: they offer their entire soul when starting a relationship and they expect the same. And rarely will they offer a second chance, so don’t try to mess up with a Croatian girl!

They have strong personalities and love their independence, but at the same time they still prefer the masculine type over everything else. They need to feel protected and usually being a manly man gives you an advantage.

And even though they are open minded, don’t expect them to just go out looking for casual one night relationships! Especially in the more touristic areas, they know that people are coming and going and they’re generally not bothering too much with the tourists.

In this matter, the Croatian women are still a bit old fashioned, preferring a real relationship that begins with the prospect of durability and not just a “holiday flick”.

Of course, as I said before, there are all sorts of ladies out there and the same goes about Croatia, so if you’re only looking for casual relationships, you can still find girls interested in that. But usually, the ladies here are looking for more serious stuff.

A great starting point to meet girls and women in Croatia is this website: it’s a premium website which means that you are competing against fewer people and the girls there are openly looking for a relationship (long term or short term – that is up for you to decide). So definitely give it a try!

What do Croatian Women Look Like?

Croatian ladies are known for their beauty. They have the same beautiful features as most balkan girls out there, so if you like Eastern European or Balkan girls in general, you will also love the ladies here.

However, they also have a darker skin tone in general, with a Mediterranean complexion: a constant natural tan and a slightly olive skin.

Obesity still hasn’t made a big difference here, so most of the Croatian women you will see on the streets will be fit and nice, with long beautiful legs and impressive shapes.

They are that type of person that cares about how they look and know what has to be done to maintain their natural beauty.

You will easily notice that here, mothers look really good as all older women age well and still care about their looks after they get married, have kids and grow older. This is something I really appreciate!

And the best part is that even though Croatian women are extremely beautiful, they are not investing all their time and money into maintaining that beauty. They’re more about natural beauty than various enhancements, which is a win-win situation in my books.

Usually, your average Croatian girl will have long, straight, black or brown hair and brown eyes. They are tall and feminine, with their natural beauty striking you constantly.

As I said, they generally look like other girls in the region, but this does not make them less beautiful and impressive.

Plus, I always believe that looks don’t matter that much (especially if you’re looking for a long term relationship) and the ladies here do round things up perfectly with their amazing personality.

More things to know about Croatian Women

There are a few things that you should consider when it comes to dating Croatian girls and starting a relationship, and we’re going to talk about them all here.

I would first want to focus on the city aspect: if you’re going to be in one of the touristic cities in the country – from Dubrovnik to Split and everything else near the sea, things will be a bit more different than they would be more inland.

It’s pretty obvious for everybody that tourists usually come to a place for having fun and not starting a family and the local ladies living in those areas know that – and most of them don’t really have a thing for this.

If you’re looking to meet a Croatian woman in the resorts, you will probably have a bit more luck with the younger crowd: so girls between 18 – 25 are more approachable and open to more casual relationships.

But don’t expect them to just go home with any stranger they meet in a club or anywhere else!

As a tourist, being in Croatia for a limited amount of time, you’ll have a slight disadvantage generally, because as I said before, the ladies in Croatia are generally looking for a more long term relationship – even the younger ones.

With a Croatian lady as your partner, you’ll feel like every day is Christmas

The second important thing that influences the dating culture is the age of the ladies: as I already said (but now applied to the entire country), the younger ones are not necessarily looking for a potential long term relationship, but most ladies over 25 are.

So having a one-night thing with a Croatian woman that’s over 25 is a bit more difficult and usually the older they get, the less they are interested in this and more looking for starting a family or at least looking for the security of a real relationship.

But no matter what type of relationship you’re looking for, it’s generally easy to start talking with girls in Croatia and they will be very straightforward with their intentions:

If the girls are not interested (maybe they don’t like you, maybe they already are seeing somebody), they will always say it and won’t play the game just to tell you no later.

Usually, when rejecting a guy, Croatian girls are still polite and stylish so you won’t feel bad or made fun of.

The best places for meeting women are the various clubs, pubs and restaurants in the city. Approaching girls on the street doesn’t work that well, though.

Mobile apps like Tinder are a thing in Croatia, so if you’re not lucky meeting a girl you like in a restaurant or club (or you’re too shy to approach them), remember that technology makes everything easier now.

But don’t forget: Croatian ladies, although independent and with very well defined personalities, will rarely take the first step and you’re expected to be the one who takes the initiative.

You’re also almost always expected to pay for her drinks – it’s just the way it goes and usually doesn’t have to do with anything else. This is how things were done and are still done.

And although asking to slip the bill or suggesting that she pays for what she had is usually frowned upon and not very well received by the ladies here, you can still expect them to sometimes decide to pay the entire bill themselves.

This is absolutely normal, so don’t feel offended if they want to do this after a few dates! But until then, don’t even ask how they want to pay – just say that you’re taking care of it!

And another important thing to have in mind: make sure to look your best when interacting with the girls in Croatia.

It’s not like they are superficial, but looks do matter a lot: not only that they usually prefer manly men (not necessary lumberjacks with beards and huge biceps, but still manly), but they also consider looks to be important.

And since you can’t do a ton about that, you can change their perception a little bit and improve things (even if you are extremely beautiful) by always wearing some good clothes, smelling nice and being clean.

This really matters and between a guy who wears some dirty sneakers with a pair of worn out cargo pants that are 2 sizes larger and one with some clean shoes and a well fitted pair of jeans, they will always take the second.

And I wanted to give this example to show you that you don’t need to show off and seem rich to be considered attractive, just be well groomed and smell nice!

Things to look out for when starting a relationship with a girl from Croatia

Even though most of the ladies in Croatia are really nice people looking to start a relationship without looking at your finances, there are some bad seeds out there which might only want you for your money.

And now I am going to share with you a few warning signs to look out for when starting to date a girl here – if she has those, it’s very likely that she’s not really interested in your person, but your money.

Remember: Croatia, although growing every year, is still a relatively poor country, with low salaries compared to Western Europe, for example.

This means that the prospect of a wealthy tourist or just a wealthy Westerner coming to live in Croatia is very appealing to some ladies out there.

But the good thing is that these gold diggers are easily-identifiable and below I am sharing some warning signs to look after:

1. The over-enhanced diva

They seem to invest a lot of money in their presentation: their looks, their clothes and accessories and they’re well above your grade.

Remember that I said all Croatian girls are at least a 7? Well, if she’s a 10 and you’re a 5, yet she’s still interested in you, she most likely doesn’t like your personality, but your money.

Croatian girls are usually naturally beautiful and they know it. Those who dress to impress and attract all the eyes in the club, then accept you instantly even though you feel that you’re way under their standards, might probably be looking just for monetary gains.

I am not saying that they will expect to be paid for anything, but they will make you pay: presents, dining out at fancy restaurants, new clothes and jewelry and everything in between. Watch out for this!

2. Nothing but single ladies (model lookalikes too!)

If there’s a group of single ladies – all beautiful and tuned up as described above, then you have another warning sign.

Usually, when people go partying in Croatia in larger groups, there will rarely be just girls in the group: even more so if they all look like models. You can imagine that these girls are extremely sought after, so at least one or two should be in a relationship.

So if you see a group of 5 Victoria Secret’s lookalikes, they might be nothing but gold diggers looking for their next victim, so exercise caution!

3. High maintenance

Your regular Croatian lady is beautiful and well groomed, but not high maintenance

Now we’re moving to things to look after once you have already started dating. I have to say it: the signs above might not mean that she doesn’t really like you, as it doesn’t mean that she’s a gold digger if she does everything on this list.

But most likely she sees you as an investment, the more things on this list happen.

And one of them is being high maintenance. Some girls are genuinely so and you will just pay more to keep them happy… but most Croatian girls are not like that.

In other words, if she starts asking (or giving you very serious hints) that she needs a new perfume, that she falls in love with a new skirt, wants a new phone or stuff like that… she might be in it for the money.

Even when you go out, if she’s only buying the most expensive stuff on the menu and never ever tries to at least pretend to want to pay for her share (or the entire bill), then she might be in this just for the money.

4. Unexplainable luxury

If you get to know her better and you know that she’s from a modest family and/or doesn’t have a really well paid job, but she sports the latest iPhone model and drives the latest BMW – maybe even lives in a very luxurious apartment, you’ve probably found yourself a gold digger.

While girls in Croatia like expensive stuff, they won’t go in debt just to get a new phone or a car that they don’t really deserve.

So unless there’s a really good explanation for her affording things she would normally not afford, then you should be extremely careful!

5. No time for you

If she insists to go out with her lady friends only, it should be a warning already.

While it’s absolutely normal for people to need some away time and even go out without their significant other, in Croatia it’s usually very common for people to go out in larger groups, with lots of girls and guys present.

So her not wanting you around could be a warning sign, especially if it happens constantly.

Even more, if she can’t talk or “doesn’t hear” the phone when you call her… gets home late or just ignores you for a longer period of time, these could all be signs that she’s not really interested in yourself, but more in love with your money.

Croatian women are usually extremely honest and loyal, so if they don’t want you to meet their friends or spend hours away from you without a proper reason… things might not be as good as you’d like them to be.

6. The Prima Donna syndrome

If she acts like she’s a trophy, like something you don’t deserve, but she’s kind enough to offer, then again she’s most likely not into you, but your financial capabilities.

She will always remind you that it’s your win to be with her and as a result she will always act bad, expect gifts from you and won’t really accept to do things your way. She will be high maintenance and openly uninterested in what you have to say.

And, even more, she will always find an excuse to go intimate or cuddle. Even though we definitely all have our bad moments, when in a relationship, a Croatian lady is usually extremely passionate and loving and will just enjoy spending time with you – outside and inside.

7. She asks for money

Finally, the biggest warning sign is if she asks you for money directly. This is not something that a Croatian girl will do under normal circumstances and especially not to somebody that she has just met.

Sometimes, she could come with very sad stories of sick relatives or unexpected accidents or anything similar and she might not even ask for the money directly but tell her story in such a way that it would be obvious she would expect you to give some.

In this case, unless you’ve already been seeing each other for a longer period of time (maybe months already) and you know her well, it is probably nothing but a scam and her trying to get some money from you before disappearing from your life completely.

How to meet Croatian women easily?

While meeting ladies here is easy and all the traditional methods apply – from clubs and restaurants, to parks and basically anywhere else, the easiest way to meet them and interact with them is online.

The internet is making it a lot easier to find new potential dates and saves you from some awkward moments. Fortunately, women in Croatia use more and more dating apps and websites, so you will have a lot to choose from (but remember that the same can be said about them).

The best thing about these websites and apps is that since they’re there, they are definitely looking for a relationship, so you’re not wasting time with the ones that are not interested.

My recommended website is the one that I mentioned above (click here to check it out). This is a Premium website and even though it’s International and not Croatian-specific (you don’t really have options here yet), you will find a lot of ladies interested to meet new guys. And since this is a paid service, you will have a lot less in terms of competition, and you will also be sure that the women you meet speak English.

But if you want to grind and try over and over again, you also have Tinder. The free mobile app is getting more and more popular in Croatia and even though the competition is tough there and the average age drops a lot here (so you might not be that lucky if you’re a bit older). you can still give it a try.

Conclusion

All in all, I would have to say that most Croatian girls and women will never try to scam you or get in a relationship just to take advantage of your money.

They might be more interested in foreigners at some points as opposed to fellow Croatian men simply because they seem more interesting and maybe even more exotic, but that would be all.

For example, I’ve heard many Croatian ladies telling how much they like those tall, handsome blond guys, which is simply because most Croats are not like that. But at the same time, many don’t like that type simply because they’re not really used to seeing them.

But one thing is clear: when you manage to get into a relationship with a girl from Croatia, you can consider yourself lucky. They are usually dedicated 100%, they are loyal and amazing people to spend time with.

As we saw already, they are also very beautiful and remain beautiful as they get older, offering and demanding loyalty, honesty and respect. In other words, they make up a perfect life partner!

But what do you think about the Croatian women? Do you have a story (pleasant or not) to share? Let us all know by commenting below!

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