Travel Planning

Croatia Currency Guide: Kuna and Euros in Croatia

Although it has become a member of EU (Europe Union), the currency in Croatia is not officially Euro. The Kuna (code HRK) is official Croatia’s currency since 1994. There are plans for Croatia to join the Eurozone, but it won’t happen too soon. The latest estimates are that Croatia will switch to using Euros by 2025. But there’s no rush, so tourists and people moving here will still have to deal with the Kuna.

One Kuna is equal to 100 Lipa. The Croatia banknote is available with value of 1000, 500, 200, 100, 50, 20, 10, and 5 Kuna.

The Croatia coin is available with value of 5 Kuna, 2 Kuna, 1 Kuna, 50 Lipa, 20 Lipa, 10 Lipa, 5 Lipa, 2 Lipa, and 1 Lipa. 5 Kuna banknotes are less used on the markets and 5 Kuna coin is more popular.

The word ‘kuna’ means ‘marten’ as a unit of value of martens furs used in meieval trading. Sometimes the name ‘kuna’ is mistranslated as ‘koruna’ but it has no relations with some currencies like Czech koruna (code CZK).

When you visit Croatia, you will notice that some coins are not in use anymore. It refers to 1 Lipa coin (the hundredth part of kuna) but in everyday life, coins 5 Lipa and 2 Lipa are seldom used by local people in some regions of Croatia because the sellers there rarely give back the remnant when it’s fewer than 10 Lipa.

Banknotes of currency in Croatia

Banknotes of 5, 10, 20 and 50 kuna (HRK)

Banknotes of 100, 200, 500 and 500 kuna (HRK)

Kuna Coins

The Croatian National Bank has issued coins in denominations of 1, 2, 5, 10, 20 and 50 lipa and 1, 2, 5 and 25 kuna.

Creation of the Croatian National Currency

What is the best currency to take on holiday to Croatia, Euro, US dollars, pounds sterling or Kuna?

What is the best currency to use in Croatia? The answer is Kuna as official currency in Croatia! It is exclusively for practical reasons.

You can pay in some places with Euro notes, but then you will get the change (coins) back in Kuna. In that case you will have the conversion nightmare to work out if you have been charged correctly and have been given the right change.

I suggest to change your local currency in Kuna, before you come to Croatia. Airports, bus stations, train stations and ferry ports have a suitable exchange office but you will be charged a commission of about 3%, for any operation in Croatia.

Hotels, excursions, private accommodation and plane tickets are usually priced in euros and you can pay in either euros or kuna.

Do you have to tip in Croatia ? Tipping in Croatia is rather common. In restaurants tipping is pretty standard. You are expected to leave a 10 % on your bill. Do you need to tip a tour guide? On a short bus tour (several hours or less), tip your guide 10 – 20 percent of the cost of the tour.

Do you need to tip an airport transfer driver? It will be appropriate to give a dollar or two and in case you have bags add one dollar per bag, particularly if they are heavy.

ATM (cash machine or bankomat) and Credit Cards

Using ATM is a wise way to have cash money in local currency in Croatia. They are now nearly everywhere in Croatia except on some the most isolated and uninhabited islands. Just look for the “bankomat” sign.

Visa, MasterCard, Cirrus, Plus, Maestro, and Euro card are the most commonly accepted cash cards. American Express is not commonly accepted . You will find ATM at all major airports and train stations in Croatia and very near to the embarkation point for ferries and buses.

Tags : Can You Use Euro in CroatiaCroatia CurrencyCroatia Currency GuideCroatia EuroCroatia Kuna
C. Luciano

The author C. Luciano

I fell in love with Croatia after visiting it for the first time in 2015... but from that moment onward, I kept coming back, spending more and more time in the country and its beautiful cities. In 2018, I purchased Croatia Wise from its previous owner in order to combine my love for the country with the pleasure of sharing with the world all my findings about it, the joy of my travels there and useful information for those looking to find out more about Croatia and all its cities.

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